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Moving Overseas
Plan your international move — compare costs, understand tax changes and budget your relocation.
6 mins read
📊 Key Numbers for This Stage
Average moving costs
NZ$15,000–25,000
Includes freight, flights and setup costs
Tax residency change
183+ days overseas
Generally ceases NZ tax residency after 325 days away
KiwiSaver access
After 1 year overseas
Can withdraw if permanently emigrating
NZ student loan abroad
Interest applies
From day 1 if living overseas for 6+ months
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⏭️ What Comes Next?
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Building Wealth
Investing, KiwiSaver, FIRE and long-term planning