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Changing Careers
Calculate your financial runway, compare salaries across industries and plan a successful career change.
5 mins read
📊 Key Numbers for This Stage
Financial runway needed
3–6 months expenses
Minimum buffer before making a career change
Average retraining cost
NZ$5,000–30,000
Depends on qualification level and industry
Salary change risk
10–30% initial drop
Common when moving to a new field; recovers in 2–3 years
Study Link interest-free
If income <NZ$24,128
Student loan remains interest-free while in NZ
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