All life stages
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Approaching Retirement
Understand NZ Super entitlements, calculate your retirement number and plan your income in retirement.
8 mins read
📊 Key Numbers for This Stage
NZ Super (couple)
NZ$496/week
After tax, both living together; from age 65
NZ Super (single)
NZ$322/week
After tax, living alone; from age 65
KiwiSaver access
At age 65
Can withdraw full balance; keep it invested if not needed yet
Retirement income rule
4% of investments
$1M invested = $40,000/yr sustainable income
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⏭️ What Comes Next?
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Building Wealth
Investing, KiwiSaver, FIRE and long-term planning